Login
Have some confusion? Fear not, we have you covered
AI Recovery (All Insurance Claim Recovery) is India’s most trusted platform for insurance claim assistance. We specialize in helping victims of insurance mis-selling, fraud, and claim rejection recover their hard-earned money.
We stand for justice, dignity, and financial security. We believe your earnings represent your life’s hard work, and we fight to protect it from fraudulent agents and unfair insurance practices.
We handle all types, including Life Insurance, Health Insurance (Mediclaim), General Insurance, Term Insurance, Travel Insurance, and Motor Insurance.
We are not a law firm; we are insurance recovery specialists. Our team includes seasoned experts in insurance, legal support (through our partner, Vedanta Legal Hub LLP), compliance, and forensic analysis who use their combined expertise to resolve your case.
Mis-selling is when a policy is sold with false promises or misleading information. We help correct these policies and fight for the recovery of your funds.
Yes, assisting with rejected claims is one of our core services. We provide professional assistance and file appeals to overturn wrongful claim rejections.
This is a common fraud. We specialize in recovering money from such scams where insurance policies are mis-sold under the guise of other financial products.
Yes. This is known as policy conversion fraud, and we have a proven track record of recovering funds from such unauthorized actions.
Yes, we provide help in recovering and reinstating lost, discontinued, or lapsed policies.
We specialize in denied Mediclaim cases. We analyze the denial reason, gather the necessary documentation, and fight for your rightful claim settlement.
Yes, selling policies with false promises of employment, foreign travel, or visa approval is a fraudulent practice, and we can help you recover your money.
We specifically help senior citizens who have been targeted with misleading health insurance or long-term policies that are unsuitable for them.
We intervene in such cases, handling all communication and follow-ups to prevent unnecessary delays and get your claim processed.
You can contact us via phone, our website, or email. We will listen to your problem and guide you on the next steps.
Our process is: 1) Contact Us, 2) Register Your Case, 3) Review for Admissibility, 4) Document Collection, 5) Formal Registration, and 6) Grievance Redressal until resolution.
In most cases, no. However, in special cases, one of our recovery specialists can visit your home to collect documents.
While every case is unique, we have a “90 Days Recovery Challenge” for many cases. The timeline can vary based on complexity, but we work diligently for a swift resolution.
Our numerous client testimonials recovering lakhs of rupees demonstrate our high success rate and commitment to achieving results.
We operate on a “No Recovery, No Fees” model for our success fee. There is a one-time processing fee for registration and notary charges.
The processing fee is ₹2,499 (+GST) for Mediclaim Cases. For Life Insurance, it is ₹3,499 (+GST) for amounts below ₹5 lakh and ₹4,999 (+GST) for amounts above ₹5 lakh.
If no recovery is made, 50% of your registration fee will be refunded to you.
The success fee is only payable after the successful resolution and recovery of your claim, as per the terms mentioned in our contract.
We combine a compassionate, human approach with a team of dedicated experts and modern technology. We see you as a person, not just a case number.
Yes. We guarantee 100% confidentiality and professionalism in all our dealings.
Yes, a team of dedicated insurance experts is assigned to you and is available 24×7 to help.
Yes, we provide Pan-India assistance and have helped clients from various states.
If you are from the banking, insurance, legal, CA, or finance sector, you can join us. We offer full training and support.
You get access to Pan-India work, a profitable commission on every successful case, and the opportunity to earn respect and a significant secondary income.
Yes, with honesty and dedication, there is a real possibility of earning up to ₹2 lakh per month as a Channel Partner.
We are a registered LLP (Limited Liability Partnership) with the Ministry of Corporate Affairs (LLPIN: ACB-0205) and are recognized by Startup India, MSME, and hold a valid E-Trade License.
Common types include selling a new policy by falsely projecting low returns on an old one, promising unrealistic bonuses, or disguising a policy as a high-return investment or loan. We help by auditing your existing policies, identifying the misrepresentation, and building a case for refund or policy correction.
This can lead to future claim rejections as the insurer can accuse you of non-disclosure. We help gather evidence of the agent’s negligence and represent you to the insurer to rectify the form and secure your claim rights.
This is a classic case of mis-selling where verbal promises aren’t honored. We assist you in filing a complaint with evidence, focusing on the gap between the promise and the policy wordings to seek justice.
No, this is illegal. Loan insurance (like Credit Life) is voluntary. We help you challenge this coercive practice and recover the premiums you were forced to pay.
Yes, any unauthorized transaction is a fraudulent act. We intervene to get the unauthorized deductions reversed and ensure such actions are stopped.
Using gifts to lure customers is against regulations. We help you prove the sale was induced by a lure, making the contract voidable, and work to get your money back.
Common reasons are “Non-Disclosure of Pre-existing Disease (PED),” “Waiting Period” violations, or “Room Rent Capping.” We meticulously review your policy and medical records to build a strong counter-argument against these rejections.
Insurers often use this broadly. We help by investigating your proposal form and medical history to prove you had no knowledge, challenging the basis of the rejection.
Yes, policy exclusions are often misinterpreted. Our experts analyze the policy’s fine print to argue whether the procedure should indeed be covered under the standard terms.
Not necessarily. A cashless denial is not a final claim rejection. We guide you through the reimbursement process, ensuring all bills are correctly submitted to maximize your chances of approval.
You have the right to a fair assessment. We appoint independent surveyors to provide a counter-valuation and negotiate aggressively with the insurer for a fair settlement.
This is a common delay tactic. We take over the communication, ensuring only legally required documents are submitted and pushing for a timely decision.
This is a scam. IRDAI never contacts policyholders directly for claim settlements. We alert you to these frauds and handle all legitimate communication with insurers and regulatory bodies on your behalf.
The Ombudsman is a free and impartial service; they never ask for money. We help you identify these scams and guide you on the correct, free procedure to approach the real Ombudsman if needed.
Genuine callers will verify their identity and never ask for OTPs or direct transfers. When in doubt, hang up and call the insurer’s official number. You can also call us; we will verify the authenticity of any communication for you.
Yes, any forged document is a strong piece of evidence. We help you use these fraudulent documents to build a powerful case for mis-selling and seek compensation.
This is a serious criminal offense of forgery. We guide you to file an FIR and use this as leverage to not only cancel the policy but also seek damages from the insurance company for their agent’s fraud.
Retain that certificate as proof of fraud. We use such fabricated documents to prove malicious intent and strengthen your case for a full refund with interest.
The insurance company is liable for the actions of its authorized representatives. We help you establish the agent’s link to the insurer, making the company responsible for the fraud committed in its name.
You can verify an agent’s license on the IRDAI website. As part of our service, we conduct this verification for you and authenticate all documents shared by agents to protect you from fraud.
The Insurance Ombudsman is an excellent, government-established grievance redressal mechanism for policyholders. However, navigating its proceedings effectively can be challenging for an individual without specialized support. Here’s how AI Recovery provides crucial assistance in this process:
Expert Representation and Preparation: While the Insurance Ombudsman does not permit third-party advocates to speak during the hearing, it does not prevent you from being prepared by experts. Insurance companies are always represented by seasoned claims managers and legal experts who are well-versed in policy jargon and procedures. We bridge this gap by meticulously preparing your case, drafting your submissions, and training you on how to effectively present your facts and counter technical arguments.
Overcoming the Language and Communication Barrier: The official languages of the proceedings are often English or Hindi. For policyholders more comfortable in regional languages, this can be a significant hurdle. Nuances can be lost in translation, potentially weakening your case. We help you prepare your documents and key points in the required language, ensuring your narrative is communicated accurately and powerfully.
Demystifying the Process and Technicalities: The Ombudsman process can feel like a complex examination for an individual. Insurers often use technical policy clauses and legal terms that can be confusing. We act as your guide, translating the complexities into simple language, helping you understand the strengths of your case, and preparing you for the kinds of questions you may face.
End-to-End Administrative and Moral Support: The journey involves meticulous documentation, follow-ups, and can be emotionally draining. We provide comprehensive support with paperwork, case filing, and continuous guidance throughout the entire timeline. Our role is to shoulder these administrative burdens and provide the moral support needed to see the process through to a conclusion.
In essence, while the Ombudsman forum is accessible to all, the playing field is often uneven. AI Recovery does not represent you in the hearing but empowers you to represent yourself effectively. We equip you with the expertise, preparation, and confidence needed to stand equal to the insurance company’s representatives and fight for your rightful claim.
AI Recovery (All Insurance Claim Recovery) is India’s most trusted platform for insurance claim assistance. We specialize in helping victims of insurance mis-selling, fraud, and claim rejection recover their hard-earned money.
We stand for justice, dignity, and financial security. We believe your earnings represent your life’s hard work, and we fight to protect it from fraudulent agents and unfair insurance practices.
We handle all types, including Life Insurance, Health Insurance (Mediclaim), General Insurance, Term Insurance, Travel Insurance, and Motor Insurance.
We are not a law firm; we are insurance recovery specialists. Our team includes seasoned experts in insurance, legal support (through our partner, Vedanta Legal Hub LLP), compliance, and forensic analysis who use their combined expertise to resolve your case.
Mis-selling is when a policy is sold with false promises or misleading information. We help correct these policies and fight for the recovery of your funds.
Yes, assisting with rejected claims is one of our core services. We provide professional assistance and file appeals to overturn wrongful claim rejections.
This is a common fraud. We specialize in recovering money from such scams where insurance policies are mis-sold under the guise of other financial products.
Yes. This is known as policy conversion fraud, and we have a proven track record of recovering funds from such unauthorized actions.
Yes, we provide help in recovering and reinstating lost, discontinued, or lapsed policies.
We specialize in denied Mediclaim cases. We analyze the denial reason, gather the necessary documentation, and fight for your rightful claim settlement.
Yes, selling policies with false promises of employment, foreign travel, or visa approval is a fraudulent practice, and we can help you recover your money.
We specifically help senior citizens who have been targeted with misleading health insurance or long-term policies that are unsuitable for them.
We intervene in such cases, handling all communication and follow-ups to prevent unnecessary delays and get your claim processed.
You can contact us via phone, our website, or email. We will listen to your problem and guide you on the next steps.
Our process is: 1) Contact Us, 2) Register Your Case, 3) Review for Admissibility, 4) Document Collection, 5) Formal Registration, and 6) Grievance Redressal until resolution.
In most cases, no. However, in special cases, one of our recovery specialists can visit your home to collect documents.
While every case is unique, we have a “90 Days Recovery Challenge” for many cases. The timeline can vary based on complexity, but we work diligently for a swift resolution.
Our numerous client testimonials recovering lakhs of rupees demonstrate our high success rate and commitment to achieving results.
We operate on a “No Recovery, No Fees” model for our success fee. There is a one-time processing fee for registration and notary charges.
The processing fee is ₹2,499 (+GST) for Mediclaim Cases. For Life Insurance, it is ₹3,499 (+GST) for amounts below ₹5 lakh and ₹4,999 (+GST) for amounts above ₹5 lakh.
If no recovery is made, 50% of your registration fee will be refunded to you.
The success fee is only payable after the successful resolution and recovery of your claim, as per the terms mentioned in our contract.
We combine a compassionate, human approach with a team of dedicated experts and modern technology. We see you as a person, not just a case number.
Yes. We guarantee 100% confidentiality and professionalism in all our dealings.
Yes, a team of dedicated insurance experts is assigned to you and is available 24×7 to help.
Yes, we provide Pan-India assistance and have helped clients from various states.
If you are from the banking, insurance, legal, CA, or finance sector, you can join us. We offer full training and support.
You get access to Pan-India work, a profitable commission on every successful case, and the opportunity to earn respect and a significant secondary income.
Yes, with honesty and dedication, there is a real possibility of earning up to ₹2 lakh per month as a Channel Partner.
We are a registered LLP (Limited Liability Partnership) with the Ministry of Corporate Affairs (LLPIN: ACB-0205) and are recognized by Startup India, MSME, and hold a valid E-Trade License.
Common types include selling a new policy by falsely projecting low returns on an old one, promising unrealistic bonuses, or disguising a policy as a high-return investment or loan. We help by auditing your existing policies, identifying the misrepresentation, and building a case for refund or policy correction.
This can lead to future claim rejections as the insurer can accuse you of non-disclosure. We help gather evidence of the agent’s negligence and represent you to the insurer to rectify the form and secure your claim rights.
This is a classic case of mis-selling where verbal promises aren’t honored. We assist you in filing a complaint with evidence, focusing on the gap between the promise and the policy wordings to seek justice.
No, this is illegal. Loan insurance (like Credit Life) is voluntary. We help you challenge this coercive practice and recover the premiums you were forced to pay.
Yes, any unauthorized transaction is a fraudulent act. We intervene to get the unauthorized deductions reversed and ensure such actions are stopped.
Using gifts to lure customers is against regulations. We help you prove the sale was induced by a lure, making the contract voidable, and work to get your money back.
Common reasons are “Non-Disclosure of Pre-existing Disease (PED),” “Waiting Period” violations, or “Room Rent Capping.” We meticulously review your policy and medical records to build a strong counter-argument against these rejections.
Insurers often use this broadly. We help by investigating your proposal form and medical history to prove you had no knowledge, challenging the basis of the rejection.
Yes, policy exclusions are often misinterpreted. Our experts analyze the policy’s fine print to argue whether the procedure should indeed be covered under the standard terms.
Not necessarily. A cashless denial is not a final claim rejection. We guide you through the reimbursement process, ensuring all bills are correctly submitted to maximize your chances of approval.
You have the right to a fair assessment. We appoint independent surveyors to provide a counter-valuation and negotiate aggressively with the insurer for a fair settlement.
This is a common delay tactic. We take over the communication, ensuring only legally required documents are submitted and pushing for a timely decision.
This is a scam. IRDAI never contacts policyholders directly for claim settlements. We alert you to these frauds and handle all legitimate communication with insurers and regulatory bodies on your behalf.
The Ombudsman is a free and impartial service; they never ask for money. We help you identify these scams and guide you on the correct, free procedure to approach the real Ombudsman if needed.
Genuine callers will verify their identity and never ask for OTPs or direct transfers. When in doubt, hang up and call the insurer’s official number. You can also call us; we will verify the authenticity of any communication for you.
Yes, any forged document is a strong piece of evidence. We help you use these fraudulent documents to build a powerful case for mis-selling and seek compensation.
This is a serious criminal offense of forgery. We guide you to file an FIR and use this as leverage to not only cancel the policy but also seek damages from the insurance company for their agent’s fraud.
Retain that certificate as proof of fraud. We use such fabricated documents to prove malicious intent and strengthen your case for a full refund with interest.
The insurance company is liable for the actions of its authorized representatives. We help you establish the agent’s link to the insurer, making the company responsible for the fraud committed in its name.
You can verify an agent’s license on the IRDAI website. As part of our service, we conduct this verification for you and authenticate all documents shared by agents to protect you from fraud.
The Insurance Ombudsman is an excellent, government-established grievance redressal mechanism for policyholders. However, navigating its proceedings effectively can be challenging for an individual without specialized support. Here’s how AI Recovery provides crucial assistance in this process:
Expert Representation and Preparation: While the Insurance Ombudsman does not permit third-party advocates to speak during the hearing, it does not prevent you from being prepared by experts. Insurance companies are always represented by seasoned claims managers and legal experts who are well-versed in policy jargon and procedures. We bridge this gap by meticulously preparing your case, drafting your submissions, and training you on how to effectively present your facts and counter technical arguments.
Overcoming the Language and Communication Barrier: The official languages of the proceedings are often English or Hindi. For policyholders more comfortable in regional languages, this can be a significant hurdle. Nuances can be lost in translation, potentially weakening your case. We help you prepare your documents and key points in the required language, ensuring your narrative is communicated accurately and powerfully.
Demystifying the Process and Technicalities: The Ombudsman process can feel like a complex examination for an individual. Insurers often use technical policy clauses and legal terms that can be confusing. We act as your guide, translating the complexities into simple language, helping you understand the strengths of your case, and preparing you for the kinds of questions you may face.
End-to-End Administrative and Moral Support: The journey involves meticulous documentation, follow-ups, and can be emotionally draining. We provide comprehensive support with paperwork, case filing, and continuous guidance throughout the entire timeline. Our role is to shoulder these administrative burdens and provide the moral support needed to see the process through to a conclusion.
In essence, while the Ombudsman forum is accessible to all, the playing field is often uneven. AI Recovery does not represent you in the hearing but empowers you to represent yourself effectively. We equip you with the expertise, preparation, and confidence needed to stand equal to the insurance company’s representatives and fight for your rightful claim.
Book a free consultation
Are you having an 1% doubt about your policy or facing a similar issue? Book your free consultation right away.
Disclaimer :
We provide professional consultancy and assistance for insurance claim recovery, mis-selling disputes, fraud cases, and consumer awareness. We do not sell or promote any insurance products.